How Much Will My Mortgage Be?

Ever asked your Realtor, “How much will my mortgage be?” It’s a natural question, but here’s the surprising truth: Realtors, including myself, should never give mortgage advice.

Think of it this way: Realtors are like real estate superheroes. We swoop in to navigate the complex world of buying and selling homes, from finding the perfect property to negotiating the best deal. But, just like superheroes have limitations (even Superman needs to recharge!), Realtors aren’t licensed financial advisors. We lack the specialized knowledge and training required to give sound mortgage advice.

Here’s why it’s crucial to understand this distinction, and why I will never offer mortgage advice or tell you how much your mortgage will be:

• Putting You First: Mortgage advice involves intricate calculations, loan options, and a deep understanding of your financial situation. Offering such advice without proper qualifications could put you at risk. My top priority is your best interest, and that means keeping you safe from potential financial pitfalls.

• Focus on Expertise: Realtors excel in real estate. Our superpower lies in finding dream homes, expert negotiating, securing favorable contracts, and ensuring a smooth transaction. Let’s keep the focus on what we do best!

Finding Your Mortgage Hero: So, where do you turn for mortgage guidance? The answer lies with qualified mortgage lenders. These are the real estate financing experts! They’ll assess your finances, explain loan options, and guide you through the pre-approval process.

Here’s How I Can Help: As your Realtor, Renee Porsia (DRE: 02089383) with over 24 years of experience (and a certified Senior Real Estate Specialist, SRES!), I can’t offer mortgage advice. However, I can be your real estate concierge! Over the years, I’ve built strong relationships with trusted mortgage lenders in both PA and CA. These are reliable professionals with a proven track record of exceptional service.

My Passion for Homes and Hounds: My dedication extends beyond finding your dream home. With every successful sale, a portion goes towards helping rescue dogs find loving forever homes. Learn more about my rescue advocacy at rescuedogrealtor.com.

Let’s Make Your Dream a Reality: Together, let’s focus on your real estate journey. I’ll guide you through every step of the buying process, answer all of your questions, and connect you with a qualified mortgage lenders who can tailor a financing solution just for you. Don’t hesitate to reach out! I’m available for consultations at 215.669.0590 or visit my website at reneeporsia.com or email me at reneeporsia@mac.com to learn more. Remember, a successful home buying experience requires a dream team – you, your Realtor, and a qualified mortgage lender!

Let’s Explore Your Dream Home in:

• Laguna Niguel: Bask in coastal living with stunning ocean views and easy access to nature trails. Fun fact: Did you know that Laguna Niguel was named after a Native American village and a Spanish land grant?

• Newport Beach: Embrace the quintessential Orange County lifestyle – harbor cruises, world-class surfing, and a vibrant nightlife. Fun fact: Balboa Island in Newport Beach is famous for its annual ferry parade, attracting over 100,000 visitors!

• Irvine: Unwind in a planned community known for its award-winning schools, pristine parks, and innovative businesses. Fun fact: The University of California, Irvine is consistently ranked among the top public universities in the nation.

• Aliso Viejo: Find your slice of suburban paradise with scenic canyons, family-friendly activities, and a strong sense of community. Fun fact: Aliso Viejo translates to “Little Alder” in Spanish, referencing the native trees that once populated the area.

• Mission Viejo: Experience the charm of a traditional California town with a strong focus on family life and outdoor recreation. Fun fact: Mission Viejo is home to Saddleback Church, one of the largest churches in the United States.

• Dana Point: Live the Dana Point dream – captivating cliffs overlooking the Pacific Ocean, a thriving harbor scene, and a relaxed coastal vibe. Fun fact: Dana Point is known as the “Dolphin and Whale Watching Capital of the World,” with over 20 different species spotted year-round.

• Laguna Beach: Immerse yourself in artistic expression with renowned art galleries, breathtaking oceanfront views, and a unique village atmosphere. Fun fact: Laguna Beach is home to the Pageant of the Masters, a renowned outdoor pageant featuring living tableaux that recreate famous works of art.

• Buyer Consultation

  Name(Required)

  Email(Required)

  Phone

  Virtual or Office(Required)

  VirtualOffice

  Schedule Appointment(Required)

  MM slash DD slash YYYY

  Time(Required)

  Hours

  :

  Minutes

  AM PM AM/PM

  Additional Information

  Name

  This field is for validation purposes and should be left unchanged.
  I agree to be contacted by Renee Porsia - The Rescue Dog Realtor via call, email, and text. To opt-out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Message and data rates may apply.